Senior Health Insurance
Compare Medicare Supplement Plans and Quotes
Medicare is for people age 65 or older, or those under age 65 with certain disabilities, or those any age with permanent kidney failure requiring dialysis or transplant. Medicare has three parts: Part A covers hospital charges. There is no cost to you and you are enrolled automatically when you sign up for Social Security. Part B covers doctor charges. There is a monthly cost and you must sign up during one of the three enrollment periods. If you sign up late for Medicare Part B a late enrollment penalty will apply.
Important Note: When you sign up for Medicare Part B, you automatically begin your Medicare Supplement open enrollment period. The Medicare Supplement open enrollment period is the six months after you are age 65 and enrolled on Medicare Part B. Once your Medicare Supplement open enrollment period begins it can’t be changed or restarted. During your Medicare Supplement open enrollment period, the insurance company cannot deny you any Medicare Supplement policy it sells, cannot make you wait for coverage to start, and cannot charge you more for a policy because of your health problems. In addition, they may not impose a pre-existing condition waiting period if you have had prior “creditable coverage” for six months. If you wish to purchase a Medicare Supplement plan after your open enrollment period, some insurance companies will require medical underwriting, and may decide not to offer you coverage.